Whether your are a Yacht owner or part of the yacht crew HCC's Maritime Citizen Marine Insurance is the global marine insurance plan that will provide you health insurance you are lookng for.

Maritime Citizen Marine Insurance is appropriate for:

• Individuals and families that captain and/or own their own vessel
• Individuals or crew who are traveling or living onboard a boat or ship.
• US citizens who are sailing or boating overseas.
• Non-US citizens sailing or boating anywhere, including the US

Highlights

• Choice of annual deductible: $0, $100, $250, $500, $1,000, $2,500
• Overall Maximum Limit: $5,000,000 Lifetime
• Two coverage areas: worldwide or worldwide excluding U.S. and Canada
• Includes Maternity benefits
• Coverage of pre-existing conditions
• Emergency medical evacuation and reunion expenses included
• Optional dental, term life, AD&D and extreme sports coverage

Eligibility Requirements

• Available to citizens of many countries around the world who are at least age 14 days, and not over age 74.
• If you are a US citizen, you must reside outside the US or be departing the US within 30 days of the effective date and you must also reside outside US for at least 6 months within each Certificate Period.
• Citizens of other countries may reside abroad, including the US or their country of citizenship.
• Optional Term Life Insurance is not available to residents of the US, regardless of citizenship.

Maritime Citizen Senior Plan

Eligibility for the standard Maritime Citizen plan ends at age 75, but for those members who joined before age 65 and have maintained coverage for at least 10 years, the Maritime Citizen Senior Plan is available with no medical questions.
The Maritime Citizen Senior Plan offers many of the same benefits and limits as the standard Maritime Citizen plan.
The deductibles available on the Senior Plan deductibles are $5,000, $7,500, and $10,000.
The Overall Maximum Limit is reduced to $1 million.
Additionally, the Human Organ Transplant and Emergency Medical Evacuation benefits are deleted.

Why buy Maritime Health Insurance

The answer is easy. If you are a US citizen living abroad, traditional sources of US private health insurance may not meet your needs. Geographical exclusions and provider limitations common to these policies will restrict or even eliminate the coverage available to you while you are outside the US. At the same time, you may not be eligible for participation in the government-sponsored plans in the country where you reside. Or you may wish to have access to health care in other countries, including the US, in the event you become seriously ill. If you are a non-US citizen, you may need an international medical insurance policy to supplement the coverage available to you through your government sponsored plan, or to provide coverage while you are outside your home country. If you travel or reside worldwide, HCC Medical Insurance Services has designed the Maritime Citizen plan to meet your needs.