
Why buy Travel Insurance?
The answer is easy. Whether you travel for business or pleasure, international travel involves risk.
♦ You may arrive at your destination to find that your luggage with personal items has disappeared.
♦ A personal emergency may necessitate your early return to your Home Country.
♦ A medical emergency may require hospitalization or even air evacuation.
In most cases, your existing insurance will not provide adequate protection for these and other risks. Without appropriate travel insurance, you may be in jeopardy of significant financial liability. HCCMIS can't take the risk out of international travel, but if the unforeseen happens, we will be there to help you.
HCC has 5 Insurance Plans in their Atlas Series.
Each Atlas policy is designed to meet the needs of a specific type of traveler.
Atlas Travel Medical Insurance Plans for US or Non-US citizens
Travel Medical coverage outside your home country (including or excluding the US) coverage available up to 12 months. Renewable up to 36 months.
Will pay 100% of Eligible Expenses after the Deductible up to the Overal Maximum.
Medical coverage outside your home country, including or excluding the US, coverage available up to 12 months. Renewable up to 36 months.
Coinsurance waived if expenses are incurred within the PPO Network and expenses are submitted to Underwriters for review and payment directly to the provider.
Atlas Group Travel Travel Medical Insurance
Medical coverage outside your home country, including the US, covers you almost anywhere on the planet you may travel with a group of 5 or more for mission trips, large family vacations, student groups abroad, corporate groups and overseas excursions for other large organizations.
*Atlas Group Travel requires a minimum of 5 members
Atlas Professional Travel Medical Insurance
Medical coverage for multiple trips abroad throughout the year.
Atlas Corporate Travel Medical Insurance
Medical coverage for multiple employees who travel abroad throughout the year.